COMMERCIAL AUTO INSURANCE
WHO NEEDS A COMMERCIAL AUTO INSURANCE POLICY?
From Knoxville to Nashville, under Tennessee state law, all companies that use vehicles for business purposes are required to be covered with a minimum limit of liability. These limits may vary depending on the types of vehicles insured.
Fast and efficient insurance service.
Responsibility and excellence in everything we do.
The best for you
We have a variety of affordable options.
Emergency Roadside assistance
Support when your car is disabled on the road.
What does Commercial Auto Insurance cover?
First, it covers liability, which is required under Tennessee state auto insurance law. This basic coverage protects you in the event that one of your vehicles causes an accident, although it does not protect you in the event that the accident was caused by someone else.
In addition, you can get other coverages so that your commercial auto is fully protected, such as medical payment coverage in case of injuries, collision coverage that helps with expenses related to repairs and replacements, and comprehensive coverage that covers costs caused by vandalism, theft, flood or fire.
Likewise, you can get towing coverage, loading and unloading coverage, and underinsured or uninsured motorist coverage that protects you in the event that the party responsible for the accident cannot cover the full cost of the damage.
Do you use your personal auto for work?
If you or your employees use a personal auto as part of your business, you need a commercial auto policy. This’s because your personal auto insurance policy doesn’t cover you, for example, while making deliveries, doing real estate, Uber service, or picking up supplies.
That’s to say, commercial auto insurance covers personal automobiles that are used for business, as well as SUVs, taxicabs, vans, and delivery vehicles among others.
NEED COMMERCIAL AUTO INSURANCE?
Are tired of seeking commercial auto insurance?
From Freelancer cars and vans to fleet insurance, we have policies suited to your individual needs. Our expert agents will advise you to select the most appropriate limits for your type of business.
YOUR TRUSTED INSURANCE AGENCY
Maybe you have doubts and need to know the difference between personal auto insurance and commercial auto insurance.
Contact us, our agents are willing to help you and provide you with the best and most complete advice.
A helping hand when you need it most!