Business Insurance
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Importance of commercial insurance
It’s vital to the financial stability and continuity of your business.


Business Insurance
Simpli Insurance offers business insurance policies in Tennessee to protect you from life’s uncertainties, allowing you to continue your work with the peace of mind, knowing you’re protected. These policies protect your business against losses that arise from the normal operation of its business. They are relevant when the company faces a compensation claim. They can cover professional errors, accidents, theft, damages, and legal fees.
Our business coverages in Tennessee include general liability, workers’ compensation, and professional liability, among others.
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Insurance assistance
- We ensure your peace of mind.
- Support when you need it most.
Business insurance requirements
Most Tennessee businesses with five or more employees require, at a minimum, workers’ compensation insurance. In the case of the construction and coal mining industries, workers’ compensation insurance is required if they have at least one employee.
Although Tennessee does not require businesses to have other commercial insurance coverages, such as professional liability and general liability, depending on your activities, you may be required to have them to maximize your protection.
- General Liability: Protects your business from unexpected situations.
- Workers' Compensation: Provides benefits to an injured employee.
- Professional Liability: Protects service and consulting businesses.
How much does business insurance cost?
The cost of a business insurance policy in Tennessee depends on several factors, such as the type of business, the risks associated with your activities, and the coverage levels you choose. Generally, the higher the risk, the higher the premium cost.
Contact us; our agents will analyze your type of business and your specific requirements to determine the most appropriate policy.
A helping hand when you need it most!